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Knowledgebase

Equity:
The amount of (or that portion of) an asset actually owned. Equity is the difference between the market value and the current amount of money still owing on the loan. This is also referred to as the owner’s interest.

Home Loans Australia :: About Us

About Home Loans Australia

Home Loans Australia is a division of Clark Family Pty Ltd, A.C.N. 010 281 008 and is dedicated to helping individuals and businesses locate financial products and information available via the internet.

We are neither authorised nor licensed to provide finance or financial products and we do not offer any form of credit or other financial advice. All product enquiries and requests for financial or other advice on this website are referred to third party, qualified professional intermediaries with whom you can then deal directly. Home Loans Australia may receive a fee or commission from these third parties in consideration for the referral.

Before any action is taken to obtain a product or service referred to by Home Loans Australia, advice should be obtained (from either the third party to whom we refer you or from another qualified intermediary) as to the appropriateness of obtaining those products having regard to your objectives, financial situation and needs.

Our role is to connect people with people - and to facilitate the introduction of specialist financial resources.

Please feel free to contact Home Loans Australia for further information or with any queries you may have.

Australian Credit Licensing Information

This website is owned and operated by Clark Family Pty Ltd (as Trustee for the Clark Family Trust) 43 Larch Street Tallebudgera QLD 4228, A.C.N. 010281008, authorised credit representative of Saccasan Pty Ltd, Australian Credit License 386297. Visit the ASIC website for additional licensing information.

Finance Articles

Choosing the Right Bank

Financial institutions are located all around the world. If you are looking to open a bank account, whether that bank account is a transactional account or a savings account, you have a number of banking options. - read more

18 Hot Tips For Intending Borrowers

If you're thinking of borrowing money to buy a car, boat, debt consolidation, home repairs, medical bills or anything else for that matter, here are some red hot tips to make the process much, much easier. - read more

Double your Home Loan Deposit in half the time

Saving is never an easy thing to do and saving for a deposit on a home is twice as hard. However, with the right strategy in place, your savings can grow and grow, cutting the waiting time to your own home in half. - read more

Why did my Credit Score drop - and how can I fix it?

Your Credit Rating (or Credit Score) plays a very important role in determining your eligibility to get a loan. Here we look at the reasons why your credit score may drop and some handy tips to avoid this problem. - read more

Home Loans News

House price rise below expectations
Nov 20 :: Australian house prices edged higher in the September quarter, but by much less than economists expected.The official Bureau of Statistics index shows... read more

RBA calms nerves with another rate cut
Jun 06 :: The Reserve Bank has moved to calm rattled households and non-mining sectors of the economy by shaving 25 basis points from the cash rate.The move... read more

ANZ last to move in cutting rates
May 18 :: ANZ Bank is the last of the big four banks to announce its move on interest rates this month, cutting its standard variable mortgage and small business interest... read more

Wary buyers opt for fixed interest mortgages
Apr 04 :: Fixed mortgage rates hit a four year high and New South Wales continues to dominate the market, accounting for two out of five new mortgages in Australia.... read more

IMPORTANT: We are neither authorised nor licensed to provide finance or finance products. We do not recommend any specific financial products and we do not offer any form of credit or other financial advice. All product enquiries and requests for financial and/or other advice on this website are referred to third party, qualified intermediaries with whom you can deal directly. We may receive a fee or commission from these third parties in consideration for the referral. Before any action is taken to obtain a product or service referred to by this website, advice should be obtained (from either the third part to whom we refer you or from another qualified intermediary) as to the appropriateness of obtaining those products having regard to your objectives, financial situation and needs.