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Home Loans Australia :: Home

Home Loans Australia

Home Loans Australia provides a free service to help you find the right home loan from a big selection of Australia's leading home loan brokers, banks & non-bank lenders.

home loans
Whether you are looking for the best available home loan - or just want to find out whether you can qualify, Home Loans Australia can help ...
1. establish your home loan eligibility.
2. provide an offer of the best available Australian Home Loan product alternatives from leading Australian lenders to suit your individual circumstances.
To assist you in finding the right loan we invite you to complete a free online home loan eligibility application. Simply complete our one-page home loan eligibility application form and we'll report back to you with the best home loan offers available. No charge, No obligation.
You are also free to use our online Australian home loan calculators ... to help you work out what you can afford to borrow.

Not yet ready to buy?

Use our free eligibility assessment to find out how much you can afford to borrow now and, when you are ready to go real estate shopping, you can do so with the confidence of being pre-approved!
Just complete our simple home loan eligibility application form and a fully qualified, professional mortgage consultant will set out your options for achieving what you want to do.
If you do not currently qualify automatically to borrow enough money to buy your dream house right now, your mortgage consultant can help you by:-
a. explaining all of the options and alternatives that may currently be available to you;
b. showing you exactly what more you need to do in order to borrow the amount you need now;
c. outlining exactly what you will need to do in order to qualify at some time in the future and;
d. maintaining contact with you to provide ongoing information and assistance as you require until you are ready to buy.

How we work for you!

We do not rely on automated software to provide "instant" mortgage finance recommendations ... because we believe that no software can completely comprehend the specific needs of any individual in determining the most appropriate mortgage products or options.
When you apply for a free assessment on this website your application will be reviewed by a qualified professional who will then utilise the latest product analysis research and technology in order to tailor an individual recommendation and product comparisons appropriate to your personal circumstances.
Therefore it is important, when you complete your eligibility assessment application, that you answer all questions as completely and as accurately as possible.

Finance Articles

Rash of rate rises not necessary
Felt by many home buyers, the current interest rate level has sure applied pressure..., but was it necessary - asks Robert Projeski, managing director of Australian Mortgage Options. read more

Infestation of sweet deals
They look like an easy solution to your credit card debt ... but balance transfers come with complex arrangements that can add to your woes. read more

Why Payday Lending Enhances Consumer Welfare
Today, I’ll defy the critics and demonstrate why consumer welfare is enhanced within a competitive payday-lending environment. read more

Home Loan Strategies
Twenty five years, twenty five years, twenty five years to go … seems like an eternity away, but it need not take that amount of time to pay off the traditional Aussie home... read more


Home Loans News

House price rise below expectations
Nov 20 :: Australian house prices edged higher in the September quarter, but by much less than economists expected.The official Bureau of Statistics index shows capital city house... read more

RBA calms nerves with another rate cut
Jun 06 :: The Reserve Bank has moved to calm rattled households and non-mining sectors of the economy by shaving 25 basis points from the cash rate.The move takes the official interest... read more

ANZ last to move in cutting rates
May 18 :: ANZ Bank is the last of the big four banks to announce its move on interest rates this month, cutting its standard variable mortgage and small business interest rates by 37 basis... read more

Wary buyers opt for fixed interest mortgages
Apr 04 :: Fixed mortgage rates hit a four year high and New South Wales continues to dominate the market, accounting for two out of five new mortgages in Australia. That... read more